Rates







 Rates are subject to change without notice.
 
Fees may reduce Share Deposit Account earnings.  

Scroll down for
Loan Interest Rates or Click Here

Scroll down for Savings Interest Rates or Click Here

Share Accounts   APY 2 Compounding and Dividend Period Minimum Balance to Open/Maintain Account Minimum Balance to Earn Dividend

Regular Share             

   .08% Quarterly $5.00         $100.00    

Christmas/VAcation Club

  .08% Annual $1.00 $1.00
           

Regular IRA

  .18% Quarterly $1.00 $1.00

Checking Plus
Senior Plus
Over $5,000


 
.03%

.08%
Monthly  $15.00

$15.00
 $500.00 

$5,000   

Money Market

.   
.15%  
Monthly    $2,500 $2,500    


Term Share Certificates3

    APY 2    Compounding and Dividend Period Minimum Balance to Open/Maintain Account

Minimum Balance to Earn Dividend

3 Month           

    .10%

Annual

$1,000.00 $1,000.00
6 Month
6 Month IRA
   .20%

Annual

$1,000.00 $1,000.00
12 Month
12 Month IRA
  .35%

Annual

$1,000.00

$1,000.00
18 Month   .45%

Annual

$1,000.00

$1,000.00

24 Month
24 Month IRA
 

.45%

Annual

$1,000.00

$1,000.00

30 Month  

.45%

Annual

$1,000.00

$1,000.00

36 Months
36 Month IRA
 

 .70%

Annual

$1,000.00

$1,000.00

48 Month
48 Month IRA
 

 .80%

Annual

$1,000.00

$1,000.00

60 Month
60 Month IRA
 

.90%

Annual

$1,000.00

$1,000.00

2 APY=Annual Percentage Yield.
3Certificate withdrawals prior to maturity for terms of 12 months and less are subject to 90-day loss of dividends and
  Certificate withdrawals prior to maturity
for terms greater than 12 months are subject to 180-day loss of dividends.
Fees may reduce earnings.

 

  


























 

 

 

 







 
Auto Loans2 APR 1 Term
New Autos      

As low as 2.99%* 

to 72 Months
Used Autos     As low as 4.00%* to 60 Months
Call 615-367-7227 or 1-800-298-8260 for Loan Officer    

1APR=Annual Percentage Rate.           (Loan Calculator)
2The Annual Percentage Rate (APR) you receive is based on your credit worthiness, underwriting, and debt ratio.  Please consult with your loan officer regarding how your rate and term were determined.*Click here for Lending Rate Chart for details.

  

 

 

 

 



 

             


Consumer Loans2 APR 1 Term

RVs to 84 Months, Boats and Motorcyles to 72 Months, Consumer purchases to 48 Months

6.00% to 14.50% 12 to 84 Months

Holiday Loans

8.00% to 18.00% 12 Months
Savings Secured Loans 2% above Saving/Certificate Rate Varies
 Click Here for Loan Rates and details    

1 APR=Annual Percentage Rate2The Annual Percentage Rate (APR) you receive is based on your credit worthiness, underwriting, and debt ratio.  Please consult with your loan officer regarding how your rate and term were determined. See Lending Rate Chart for details.
                                                        (Loan Calculator)


Signature Loans and Personal Lines of Credit2 APR 1 Minimum Payment
Smart-Line #1 Prime3 + 3% $4 per $100
Smart-Line #2 Prime3 + 6% $5 per $100
Smart-Line #3 Prime3 + 9% $6 per $100
Fixed Rate Loan 18% APR $6 per $100

1 APR=Annual Percentage Rate.            (Loan Calculator) 
2The Annual Percentage Rate (APR) you receive is based on your credit worthiness, underwriting, and debt ratio. Please consult with your loan officer regarding how your rate was determined.
3 Prime = Prime Rate as listed in the Wall Street Journal.


Home Equity Line of Credit2 APR 1 Term
Home Equity Line of Credit As low as
Prime3 + 1%
36 to 120 Months

1 APR=Annual Percentage Rate.            (Loan Calculator)
2The Annual Percentage Rate (APR) you receive is based on your credit worthiness, underwriting, and debt ratio. Please consult with your loan officer regarding how your rate was determined.
3 Prime = Prime Rate as listed in the Wall Street Journal.
Home Equity Line of Credit available in Kentucky and Tennessee only.       












 

 

 

Mortgage Loans2 APR 1 Term3
First Mortgage Loans -
No points or origination fees and low closing costs

Call for current rates

615-367-7227

1-800-298-8260

5 to 30 Years Amortization

1APR=Annual Percentage Rate.            (Loan Calculator) 
2The Annual Percentage Rate (APR) you receive is based on your credit worthiness, underwriting, and debt ratio. Please consult with your loan officer regarding how your rate was determined.
3 First mortgages loans are 10 year balloon loans with a 5 year call provision.
Mortgage loans available in Kentucky and Tennessee only.

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