Your choice to do business with Employees Credit Union is an important decision. We take our obligation to keep information about you and your accounts secure and confidential very seriously. This notice provides detail about the information we collect and disclose, and explains how we handle privacy as it relates to you and your accounts.  

We collect nonpublic personal information about you from the following sources:

• Information we received from you on applications or other forms
• Information about your transactions with us, our affiliates, or others
• Information we receive from a consumer reporting agency

We may disclose the following kinds of nonpublic personal information about you.

• Information we receive from you on applications or other forms, such as your name, address, social security number, assets and income
• Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, parties to transactions, and credit card usage
• Information we receive from a consumer reporting agency, such as your creditworthiness and credit history

We may disclose nonpublic personal information about you to the following types of third parties:

• Financial service providers, such as our credit union service organization and insurance services
• Non-financial nonaffiliated companies, such as a statement rendering service
• Others, such as a consumer reporting agency

We may disclose all of the nonpublic information we collect as described above as required or permitted by law.

We may also disclose nonpublic personal information about you to nonaffiliated third parties as required or permitted by law.

We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financials institutions with which we have joint marketing agreements.  We do not sell member mailing lists.

If you decide to terminate your membership or become an inactive member, we will adhere to the privacy policies and practices as described in this notice

We collect only the information necessary to deliver quality products and services to our members. We maintain safeguards that comply with federal regulations to protect your nonpublic information.  Only authorized and trained employees or volunteers have access to member information.  If you have questions about our privacy policy, write us at Employees Credit Union, Privacy Policy, 1415 Murfreesboro Pike, Suite 148, Nashville,TN 37217 or telephone (615) 367-7283.                                 06/05/02

ECU Web Site Privacy Policy

When you visit our Web site at www.empcu.org, we want you to feel secure that we are respecting your privacy. The only private information we have about you is the information you choose to give us (such as providing feedback or completing a form). We do not release that information to others without notifying you on the form and getting your consent.

We may use "cookies" on some pages of our Web site for the purpose of serving you better when you return to that site. A cookie is a small element of data that a Web site can send to your browser, which may then be stored on your system. Data collected from cookies helps us determine how many people visit certain pages, ultimately enabling us to improve our site design and content. If you prefer, your Web browser can be set to provide you a notice before you accept a cookie.

When you sent us an e-mail that is general in nature and we respond, these are generally not secure. If you must send us personal information that should remain secure, please mail it to us.

This Web site contains links to other sites.  Please be aware that we, Employees Credit Union, are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our Web site and to read the privacy statements of each and every Web site that collects personally identifiable information.  This privacy statement applies solely to information collected by this Web site.

If you would like additional information, or have questions regarding our Web site privacy policy, please e-mail us at mail@empcu.org, telephone us at 615-367-7283, or write to Employees Credit Union, Attention: Privacy Policy, 1415 Murfreesboro Pike, Suite 148, Nashville, TN 37217.   

                                                        Non-ECU Web Sites Notice           


Employees Credit Union is not responsible for content or availability of linked web sites. We do not provide, and are not responsible for, the product, service, or overall website content available at any linked third-party sites. Employees Credit Union does not represent either the third party site or the viewer if the two enter into a transaction. The Credit Unions privacy polices do not apply to linked websites